Info-At-This.com > Personal Finance Home > How To Save Money In College - 10 Tips



How To Save Money In College - 10 Tips

While you are in college it is easy to get carried away with the excitement of it all. The only problem is that you can have your wallet carried away as well. This is the perfect time to learn some spending habits that you can take with you throughout your life. Having a degree and a job doesn't make you immune from economic hardship. Learning how to save money in college by following these suggestions will help you in the short-term and the long-term.

1- When you need a haircut or a stylist, try to find ones that offer student discounts. It may not be the fanciest place, but you will probably find one that will get the job done to your satisfaction.

2- Pay bills when they are due and avoid late fees. This is one of those things that you will need to do long after you have left college. Late fees can get very expensive and force you to pay much more than you have to. Paying those bills on time will also help your credit history.

3- If you must drink, do it cheaply. Drunk is drunk and it doesn't matter how you get there. Make sure that you don't take your credit cards with you when you know you are going to be drinking and take only a little cash.

4- Start clipping coupons. Many that you can use will be found on the internet. All you have to do is print them off. You can find them for just about anything you want.

5- Join your families cell phone plan or use a pay-as-you-go plan. Both of these options are much cheaper than getting a plan on your own. Be careful about texting, and internet usage, though.

6- Shop at discount and secondhand stores before you shop anywhere else. What you find won't be much different from what you get anywhere else. It will do the job.

7- Stay away from credit cards. If you feel you have to have one, only use it for emergencies. It is easy to get into some really bad habits in college using credit cards. Credit card companies prey on college students because they don't think that you can control your spending. Prove them wrong.

8- Watch shows online rather than having to pay for cable. It doesn't matter if you are watching it a little later than you normally would. It just gives you more freedom.

9- Ramen noodles are your friend. If you want a quick and cheap snack or something to fill you up, take advantage of the goodness that can come in those ten cent packages.

10- Quit buying coffee out. There are some really good things about going to a coffee shop and hanging out, but the money that you can end up spending isn't one of them. Buy a good bag of coffee and brew your own.

There are hundreds of ways that you can blow your money while in college, but there are also hundreds of ways that you can save money. Once you learn how to save money in college you will have laid the foundation for a lifetime of smart economic decision making.

 

 

More Articles

 

 

Search This Site

 

Personal Finance Products And Videos

Below you'll find a selected range of Personal Finance products from Clickbank and Amazon...




 

 

More Articles


Financing Home Improvement Projects After The Credit Crunch

... line of your home, you should be able to go about financing home improvement projects that you wish to undertake. Home improvement loans can include projects that maintain or increase the value of your home. Landscape improvement and the installation of swimming pools are often included in home improvement loan categories. Before you even start to consider the financing home improvement solutions, you need to have a plan. You need to know exactly what you are trying to accomplish and have a good idea ... 

Read Full Article  


High Interest IRA Accounts - Do It Right

... to get your money out before you were originally planning to, you won't be penalized (except an IRS penalty) by losing a big chunk or your interest. If you are looking for a bigger payoff, and are willing to be more aggressive in your investment approach, investing in stocks and bonds can pay off much better than CD's or money markets. Of course, there is also more risk involved. This is a good option for someone who has a lot of years before retirement age since they will have more time to recoup ... 

Read Full Article  


5 Reasons To Choose Foreclosure Homes For Investments

... reasons show the obvious benefits of foreclosed homes for investors. Low Cost If you are looking to invest in something, you want to know that you are going to get a large return on that investment. You can be sure that you will eventually see high financial returns when you purchase a foreclosed home. You are purchasing a home for less than the perceived value of the home. If and when home prices rise again, you will see the full benefits of your investment because of the low cost of the foreclosed ... 

Read Full Article  


Basics Tips On Government Foreclosure Homes

... Property condition reports provided by the HUD can be helpful in getting a superficial look at homes, but these should in no way be used as a substitute for a home inspection. The good news is that not all HUD homes need complete renovation. In fact, some jmay need only carpet and/or fresh paint. It is possible to buy a HUD home that is in move-in condition. No matter what the state of the home, most buyers decide that new carpet or flooring and paint are the universal fix that everyone wants on their ... 

Read Full Article  


Be Careful When Taking Financial Planning Advice - The Wrong Advice Could Be Drastic

... them to you and tell you all the pros and cons of each one. He won t try to push just one product on you, but will give you some choices and from those choices he will work with you to determine which one will best suit your needs. You want a financial advisor that is giving you good advice and not just selling you a product. Yes that advice may lead to you purchasing a product or their service, but that s fine as long as the advice they are giving you is good, solid advice. You can often tell when ... 

Read Full Article  

 

| Privacy Policy
Info-At-This.com


Info-At-This.com is a Teri & Doug Champigny website.